Articles - The Genius Wallet
Filter By

Articles

How to Make Money on Etsy in 2023 – A Beginner’s Guide

How to Make Money on Etsy in 2023 – A Beginner’s Guide

Etsy, the popular online marketplace, offers an ideal platform for creative individuals to transform their passion into a profitable venture.

Learn More
8 Ways to Make a Lower Down Payment on a House

8 Ways to Make a Lower Down Payment on a House

Owning a home has always been a part of the American dream. But the upfront cost of a down payment

Learn More
Top 5 Loans for Borrowers With Bad Credit

Top 5 Loans for Borrowers With Bad Credit

Let’s face it – not everyone has a perfect credit score. Life happens, and sometimes your credit takes a hit. 

Learn More
9 Things to Look Out for When Considering a Payday Loan

9 Things to Look Out for When Considering a Payday Loan

When you’re strapped for cash and the bills are piling up, you might be tempted to take out a payday

Learn More
27 Popular Grants for Funding Your Ideas

27 Popular Grants for Funding Your Ideas

Grants – it’s almost like hearing someone say “free money,” isn’t it? Securing a grant can be the financial boost

Learn More
Car Loans 101: How Auto Financing Works

Car Loans 101: How Auto Financing Works

Stepping into the auto financing world can feel like reading a map in a foreign language. There are rates and

Learn More
4 Best Low-Interest Personal Loans in 2023

4 Best Low-Interest Personal Loans in 2023

Navigating the world of personal loans can be a labyrinth, especially if you’re looking for a low-interest rate that won’t

Learn More
5 Best Buy Now, Pay Later Options

5 Best Buy Now, Pay Later Options

“Bargain today, bills tomorrow” is essentially the mantra of the “buy now, pay later” (BNPL) services that have been sweeping

Learn More
5 Best Auto Refinance Loans in 2023

5 Best Auto Refinance Loans in 2023

If you’re looking to shrink your car payments or reduce your interest rate, auto refinancing might be the solution for

Learn More
10 Websites & Apps to Sell Stuff in 2023:

10 Websites & Apps to Sell Stuff in 2023:

Looking for things to sell to make money and declutter your space? Selling goods online has never been easier! With

Learn More
Popular Passive Income Opportunities in 2023

Popular Passive Income Opportunities in 2023

The power of passive income can help you build residual revenue and create a life of financial abundance. Imagine earning

Learn More
Ways to Make Extra Money in One Day 

Ways to Make Extra Money in One Day 

Need to make money in a day to pay an unexpected bill or cover a special purchase? No worries, we’ll

Learn More
Top Apps & Tools to Profit Off Freelance Skills in 2023

Top Apps & Tools to Profit Off Freelance Skills in 2023

Learn how to turn your passion and skills into a thriving freelance business.  Freelancing can boost your income and unleash

Learn More
3 Ways to Become a Reseller & Make Money

3 Ways to Become a Reseller & Make Money

A reseller flips properties, furniture, and even virtual real estate to create a profit. Reselling combines entrepreneurial spirit and creativity

Learn More
5 Side Hustles You Can Do From Your Car in 2023

5 Side Hustles You Can Do From Your Car in 2023

Wondering what it takes to become a DoorDash driver, how much you can earn, and other ways to make money?

Learn More
6 Signs It’s Time to Seek Debt Relief

6 Signs It’s Time to Seek Debt Relief

Managing debt can sometimes feel like juggling, trying to keep multiple balls in the air at the same time. If

Learn More
11 Best Credit Repair Services in 2023

11 Best Credit Repair Services in 2023

Fixing your credit can feel daunting, especially when dealing with a financial setback or managing a tight budget. Improving your

Learn More
Debt Relief 101: Which Debts Should You Prioritize?

Debt Relief 101: Which Debts Should You Prioritize?

Debt can often feel like a mountain that’s too high to climb. But here’s the thing: with the right strategy,

Learn More
5 Top Student Loan Refinance Companies in 2023

5 Top Student Loan Refinance Companies in 2023

In the incredible journey of life, sometimes we need to backtrack and recalibrate our path, such as with student loans.

Learn More
What is the 50/30/20 Budget Rule?

What is the 50/30/20 Budget Rule?

The 50/30/20 budget method is a popular approach that helps individuals allocate their income into different categories to manage their

Learn More
Debt Forgiveness vs. Debt Management – Tips for Choosing the Right One

Debt Forgiveness vs. Debt Management – Tips for Choosing the Right One

‘Debt forgiveness’ and ‘debt management’ are two different strategies used to tackle debt, each with advantages and disadvantages. Both have

Learn More
Top Apps and Tools to Reduce Debt in 2023

Top Apps and Tools to Reduce Debt in 2023

Navigating the world of debt can be daunting. But with the right tools at your fingertips, you can take control

Learn More
Top High-Yield Savings Accounts in 2023 

Top High-Yield Savings Accounts in 2023 

A high-yield savings account is a type of savings account that offers a higher interest rate compared to standard savings

Learn More
6 Top Debt Consolidation Loans in 2023

6 Top Debt Consolidation Loans in 2023

If you feel like you’re drowning in a sea of different debts, fear not! Debt consolidation could be the life

Learn More
8 Things to Look For in a Savings Account

8 Things to Look For in a Savings Account

Choosing a savings account is important to building financial stability and reaching your savings goals. From high interest rates and

Learn More
The Beginner’s Guide to Saving Money

The Beginner’s Guide to Saving Money

Saving money is a fundamental skill that paves the way to financial stability and empowers you to achieve your goals.

Learn More
What Types of Debt Can You Consolidate?

What Types of Debt Can You Consolidate?

Debt consolidation is the process of taking out a new loan to pay off multiple debts. You’re essentially bundling your

Learn More
Best Apps and Websites for Living a More Frugal Lifestyle in 2023

Best Apps and Websites for Living a More Frugal Lifestyle in 2023

Are you looking to live a more frugal lifestyle? Embark on a transformative journey where simplicity meets satisfaction, and intentional

Learn More
18 Small Ways to Pad Your Emergency Fund

18 Small Ways to Pad Your Emergency Fund

Life can be unpredictable, and unexpected financial emergencies can throw even the most organized budgets off balance. That’s why having

Learn More
19 Apps to Track Your Spending in 2023

19 Apps to Track Your Spending in 2023

Tracking your spending is one of the first steps toward achieving financial stability and building substantial savings. By knowing exactly

Learn More
Is Your Bank Cutting It? 5 Signs You Might Need a Change

Is Your Bank Cutting It? 5 Signs You Might Need a Change

Choosing the right bank is important. It can have a significant impact on your financial well-being. Over time, your banking

Learn More
The Best Money Market Accounts in 2023 

The Best Money Market Accounts in 2023 

When it comes to saving and growing your money, making the right choice between money market accounts (MMAs) and savings

Learn More
10 Car Insurance Companies With Incentives For Young Drivers

10 Car Insurance Companies With Incentives For Young Drivers

Getting behind the wheel as a young driver can be an exciting milestone, but it also comes with the responsibility

Learn More
Best Apps for Safely Sending & Receiving Money in 2023 

Best Apps for Safely Sending & Receiving Money in 2023 

In today’s interconnected world, the need to securely send money to another person has become increasingly important. Whether you’re sending

Learn More
Life Insurance 101: Understanding Whole, Term & Permanent Policies

Life Insurance 101: Understanding Whole, Term & Permanent Policies

Life is full of uncertainties, but your financial well-being shouldn’t be one of them. A life insurance policy can provide

Learn More
Banks vs. Credit Unions: 11 Things You Should Know

Banks vs. Credit Unions: 11 Things You Should Know

Banks and credit unions are two popular choices in the financial world for banking services. While each plays a vital

Learn More
8 Things to Know About Individual 401ks

8 Things to Know About Individual 401ks

Picture a 401k as your trusty retirement savings vehicle. This contraption, named after its location in the tax code, lets

Learn More
9 Practical Tips for Lowering Your Homeowners Insurance

9 Practical Tips for Lowering Your Homeowners Insurance

If you’re a homeowner or considering purchasing a property, it’s important to navigate the intricacies of homeowners insurance and make

Learn More
12+ Things to Consider With Annuities

12+ Things to Consider With Annuities

Annuities can be an essential part of your retirement planning toolkit. They are a popular financial tool designed to provide

Learn More
10 Strategies for Early Retirement

10 Strategies for Early Retirement

Retirement, a stage of life many of us eagerly anticipate, can often be associated with reaching a certain age. However,

Learn More
Living With a Roommate? Here’s How Renters Insurance Works

Living With a Roommate? Here’s How Renters Insurance Works

Renting a home and living with roommates can offer several advantages and opportunities. You may choose to rent and share

Learn More
5 Things to Know About Credit Reports

5 Things to Know About Credit Reports

Credit reports are one of the most important financial documents you’ll encounter. They determine your ability to get credit, take

Learn More
5 Signs You’re Not Saving Enough to Retire

5 Signs You’re Not Saving Enough to Retire

Planning for retirement is no small feat, and knowing if you’re saving enough can be a big question mark. It’s

Learn More
How to Get a Credit Card With Bad Credit – And Use It to Boost Your Score

How to Get a Credit Card With Bad Credit – And Use It to Boost Your Score

In today’s world, having a good credit score is essential for many financial transactions, such as getting a loan, renting

Learn More
Car Insurance 101: What It Does & Doesn’t Cover

Car Insurance 101: What It Does & Doesn’t Cover

Car insurance offers drivers peace of mind. It gives them confidence and security on the road, knowing they have coverage

Learn More
Can Retirement Affect Your Credit Score?

Can Retirement Affect Your Credit Score?

Retirement is a time for relaxation, for hobbies, for travel – not for stressing over credit scores. But hang on!

Learn More
Things to Know About Business Credit Cards

Things to Know About Business Credit Cards

Business credit cards have become an essential tool for companies of all sizes. They offer numerous benefits, including enhanced financial

Learn More
12 Apps & Tools to Earn Money in Retirement in 2023

12 Apps & Tools to Earn Money in Retirement in 2023

Congratulations on reaching retirement! While this phase of life may signify a transition from full-time employment, you can still explore

Learn More
22 Banking Mistakes That Could End Up Costing You

22 Banking Mistakes That Could End Up Costing You

Navigating the banking world can be complex, and even seemingly minor mistakes can have long-lasting financial consequences. Are you aware

Learn More
10 Best Car Insurance Companies for Bundling Discounts

10 Best Car Insurance Companies for Bundling Discounts

Combining your auto insurance with other policies can simplify your coverage and help you save money. Insurance companies often lower

Learn More
Unlocking Financial Flexibility: 5 Times to Consider Opening a New Credit Card

Unlocking Financial Flexibility: 5 Times to Consider Opening a New Credit Card

In today’s dynamic world, managing personal finances requires a strategic approach. Credit cards have become a crucial tool for financial

Learn More
8 Best Investment Apps to Consider in 2023

8 Best Investment Apps to Consider in 2023

Investing has evolved significantly over the years, with technology playing a major part in bringing the stock market to the

Learn More
Top Renters Insurance Companies in 2023

Top Renters Insurance Companies in 2023

Renters insurance is a type of insurance that provides coverage for your personal belongings in your rented living spaces, such

Learn More
Tips for Reducing (And Avoiding) Credit Card Interest

Tips for Reducing (And Avoiding) Credit Card Interest

Credit cards have become an essential part of our financial lives, providing convenience and flexibility for making purchases. However, if

Learn More
6 Online Banks to Consider in 2023

6 Online Banks to Consider in 2023

Banking has evolved significantly in recent years, giving rise to a new dynamic in the financial world: the battle between

Learn More
6 Things to Know About Student Credit Cards

6 Things to Know About Student Credit Cards

When it comes to managing your finances as a student, having a credit card can be a useful tool. However,

Learn More
5 Popular Places to Open an IRA in 2023

5 Popular Places to Open an IRA in 2023

An Individual Retirement Account, or IRA, is a personal savings plan offering tax advantages for retirement savings. Understanding the various

Learn More
7 Tips for Creating a Money Management Plan

7 Tips for Creating a Money Management Plan

Money management refers to effectively managing your finances and making informed decisions about income, expenses, savings, investments, and debt. It

Learn More
Can a No-Interest Credit Card Really Help Your Credit Score?

Can a No-Interest Credit Card Really Help Your Credit Score?

Credit cards have become an essential financial tool for many individuals, providing convenience and flexibility in managing their expenses. While

Learn More
Should You Open a Health Savings Account?

Should You Open a Health Savings Account?

In an ever-evolving healthcare landscape, finding ways to manage medical expenses smartly is crucial. A health savings account (HSA) is

Learn More
3 Apps to Uncover Hidden Monthly Fees and Subscriptions

3 Apps to Uncover Hidden Monthly Fees and Subscriptions

In today’s digital era, automatic withdrawals have become a common method for managing recurring payments and expenses. While these automatic

Learn More
Tips for Using a 0% APR Credit Card Responsibly

Tips for Using a 0% APR Credit Card Responsibly

Are you looking for a way to save money on interest charges while managing your finances effectively? A 0% APR

Learn More
6 Best Checking Accounts in 2023

6 Best Checking Accounts in 2023

Searching for the perfect checking account that suits your financial needs and goals can be an exciting journey. From avoiding

Learn More
Rideshare & Food Delivery Services: Which One is Right For You?

Rideshare & Food Delivery Services: Which One is Right For You?

In today’s gig economy, rideshare and food delivery services have gained immense popularity, offering flexible work options and the opportunity

Learn More
Knowing More = Earning More: 6 Popular Online Learning Platforms to Try in 2023

Knowing More = Earning More: 6 Popular Online Learning Platforms to Try in 2023

In today’s fast-paced and highly competitive world, continuous learning has become the key to personal and professional growth. Whether you

Learn More
Considering a Side Hustle? 5 Tips to Decide If You Should Hop on The Trend

Considering a Side Hustle? 5 Tips to Decide If You Should Hop on The Trend

In today’s fast-paced and dynamic world, many individuals are seeking alternative sources of income to supplement their primary jobs or

Learn More
Are You in Your Influencer Era? 10 Tips for Making Money on Social Media

Are You in Your Influencer Era? 10 Tips for Making Money on Social Media

In the digital age, social media has become a powerful tool for individuals to showcase their talents, expertise, and unique

Learn More
8 Ways to Earn Money While Unemployed

8 Ways to Earn Money While Unemployed

Losing a job can be a challenging and uncertain time, but it doesn’t mean you have to sit idly by

Learn More
7 Online Survey Sites With High Payouts in 2023

7 Online Survey Sites With High Payouts in 2023

The digital era has ushered in a convenient way for people to make money from the comfort of their own

Learn More
7 Money-Making Crafts Popular Among Online Sellers

7 Money-Making Crafts Popular Among Online Sellers

Are you creative and good with your hands? Crafting can become a lucrative activity that can earn you extra money

Learn More
4 Ways to Turn Your Passion for Cleaning Into Cash

4 Ways to Turn Your Passion for Cleaning Into Cash

If you have a knack for cleaning and organizing, why not turn your passion into a profitable venture? Whether you’re

Learn More